Call report 2022Q1
LAKE SHORE BANK — 2022Q1
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2022Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 706,837,000 | USD | evidence → |
| Total loans | 556,816,000 | USD | evidence → |
| Allowance for loan losses | 6,500,000 | USD | evidence → |
| Securities available for sale | 84,542,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 596,011,000 | USD | evidence → |
| Interest-bearing deposits | 484,504,000 | USD | evidence → |
| Noninterest-bearing deposits | 111,507,000 | USD | evidence → |
| Equity capital | 80,241,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,956,000 | USD | evidence → |
| Interest expense | 490,000 | USD | evidence → |
| Net interest income | 5,466,000 | USD | evidence → |
| Noninterest income | 700,000 | USD | evidence → |
| Noninterest expense | 4,440,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 1,331,000 | USD | evidence → |
| Income tax | 227,000 | USD | evidence → |
| Net income | 1,104,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 85,397,000 | USD | evidence → |