Call report 2020Q4
LAKE SHORE BANK — 2020Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 686,391,000 | USD | evidence → |
| Total loans | 530,014,000 | USD | evidence → |
| Allowance for loan losses | 5,857,000 | USD | evidence → |
| Securities available for sale | 79,233,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 565,030,000 | USD | evidence → |
| Interest-bearing deposits | 469,684,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,346,000 | USD | evidence → |
| Equity capital | 82,782,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,412,000 | USD | evidence → |
| Interest expense | 4,514,000 | USD | evidence → |
| Net interest income | 19,898,000 | USD | evidence → |
| Noninterest income | 2,992,000 | USD | evidence → |
| Noninterest expense | 15,641,000 | USD | evidence → |
| Provision for loan losses | 1,625,000 | USD | evidence → |
| Pretax income | 5,682,000 | USD | evidence → |
| Income tax | 908,000 | USD | evidence → |
| Net income | 4,774,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,634,000 | USD | evidence → |