Call report 2021Q1
LAKE SHORE BANK — 2021Q1
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 706,038,000 | USD | evidence → |
| Total loans | 544,213,000 | USD | evidence → |
| Allowance for loan losses | 6,004,000 | USD | evidence → |
| Securities available for sale | 75,336,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 585,470,000 | USD | evidence → |
| Interest-bearing deposits | 478,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,184,000 | USD | evidence → |
| Equity capital | 83,775,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,086,000 | USD | evidence → |
| Interest expense | 812,000 | USD | evidence → |
| Net interest income | 5,274,000 | USD | evidence → |
| Noninterest income | 764,000 | USD | evidence → |
| Noninterest expense | 3,844,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,059,000 | USD | evidence → |
| Income tax | 319,000 | USD | evidence → |
| Net income | 1,740,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,428,000 | USD | evidence → |