Call report 2020Q3
LAKE SHORE BANK — 2020Q3
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 682,763,000 | USD | evidence → |
| Total loans | 496,638,000 | USD | evidence → |
| Allowance for loan losses | 5,347,000 | USD | evidence → |
| Securities available for sale | 81,598,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 559,369,000 | USD | evidence → |
| Interest-bearing deposits | 466,509,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,860,000 | USD | evidence → |
| Equity capital | 81,300,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,412,000 | USD | evidence → |
| Interest expense | 3,598,000 | USD | evidence → |
| Net interest income | 14,814,000 | USD | evidence → |
| Noninterest income | 1,905,000 | USD | evidence → |
| Noninterest expense | 11,489,000 | USD | evidence → |
| Provision for loan losses | 1,125,000 | USD | evidence → |
| Pretax income | 4,129,000 | USD | evidence → |
| Income tax | 646,000 | USD | evidence → |
| Net income | 3,483,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,274,000 | USD | evidence → |