Call report 2020Q2
LAKE SHORE BANK — 2020Q2
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 678,392,000 | USD | evidence → |
| Total loans | 493,006,000 | USD | evidence → |
| Allowance for loan losses | 5,064,000 | USD | evidence → |
| Securities available for sale | 72,840,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 556,403,000 | USD | evidence → |
| Interest-bearing deposits | 463,389,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,014,000 | USD | evidence → |
| Equity capital | 80,098,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,473,000 | USD | evidence → |
| Interest expense | 2,558,000 | USD | evidence → |
| Net interest income | 9,915,000 | USD | evidence → |
| Noninterest income | 1,189,000 | USD | evidence → |
| Noninterest expense | 7,696,000 | USD | evidence → |
| Provision for loan losses | 825,000 | USD | evidence → |
| Pretax income | 2,593,000 | USD | evidence → |
| Income tax | 399,000 | USD | evidence → |
| Net income | 2,194,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,934,000 | USD | evidence → |