Call report 2019Q3
LAKE SHORE BANK — 2019Q3
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2019Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 596,896,000 | USD | evidence → |
| Total loans | 467,176,000 | USD | evidence → |
| Allowance for loan losses | 4,141,000 | USD | evidence → |
| Securities available for sale | 75,012,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,039,000 | USD | evidence → |
| Interest-bearing deposits | 408,493,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,546,000 | USD | evidence → |
| Equity capital | 78,479,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,005,000 | USD | evidence → |
| Interest expense | 3,872,000 | USD | evidence → |
| Net interest income | 14,133,000 | USD | evidence → |
| Noninterest income | 1,697,000 | USD | evidence → |
| Noninterest expense | 11,627,000 | USD | evidence → |
| Provision for loan losses | 725,000 | USD | evidence → |
| Pretax income | 3,573,000 | USD | evidence → |
| Income tax | 524,000 | USD | evidence → |
| Net income | 3,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,910,000 | USD | evidence → |
| Total capital | 81,047,000 | USD | evidence → |
| Risk-weighted assets | 452,110,000 | USD | evidence → |