Call report 2019Q2
LAKE SHORE BANK — 2019Q2
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2019Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 578,440,000 | USD | evidence → |
| Total loans | 444,050,000 | USD | evidence → |
| Allowance for loan losses | 3,863,000 | USD | evidence → |
| Securities available for sale | 78,332,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 463,388,000 | USD | evidence → |
| Interest-bearing deposits | 398,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,994,000 | USD | evidence → |
| Equity capital | 76,995,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,662,000 | USD | evidence → |
| Interest expense | 2,466,000 | USD | evidence → |
| Net interest income | 9,196,000 | USD | evidence → |
| Noninterest income | 1,088,000 | USD | evidence → |
| Noninterest expense | 7,804,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 2,116,000 | USD | evidence → |
| Income tax | 317,000 | USD | evidence → |
| Net income | 1,799,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,623,000 | USD | evidence → |
| Total capital | 79,482,000 | USD | evidence → |
| Risk-weighted assets | 433,343,000 | USD | evidence → |