Call report 2019Q4
LAKE SHORE BANK — 2019Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 610,872,000 | USD | evidence → |
| Total loans | 475,091,000 | USD | evidence → |
| Allowance for loan losses | 4,267,000 | USD | evidence → |
| Securities available for sale | 71,134,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,516,000 | USD | evidence → |
| Interest-bearing deposits | 423,997,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,519,000 | USD | evidence → |
| Equity capital | 79,467,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,365,000 | USD | evidence → |
| Interest expense | 5,343,000 | USD | evidence → |
| Net interest income | 19,022,000 | USD | evidence → |
| Noninterest income | 2,328,000 | USD | evidence → |
| Noninterest expense | 15,612,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 4,934,000 | USD | evidence → |
| Income tax | 716,000 | USD | evidence → |
| Net income | 4,218,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,136,000 | USD | evidence → |
| Total capital | 82,399,000 | USD | evidence → |
| Risk-weighted assets | 457,307,000 | USD | evidence → |