Call report 2019Q1
LAKE SHORE BANK — 2019Q1
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2019Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 554,880,000 | USD | evidence → |
| Total loans | 404,576,000 | USD | evidence → |
| Allowance for loan losses | 3,515,000 | USD | evidence → |
| Securities available for sale | 84,805,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 444,167,000 | USD | evidence → |
| Interest-bearing deposits | 387,838,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,329,000 | USD | evidence → |
| Equity capital | 77,958,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,690,000 | USD | evidence → |
| Interest expense | 1,163,000 | USD | evidence → |
| Net interest income | 4,527,000 | USD | evidence → |
| Noninterest income | 540,000 | USD | evidence → |
| Noninterest expense | 3,940,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,101,000 | USD | evidence → |
| Income tax | 166,000 | USD | evidence → |
| Net income | 935,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,202,000 | USD | evidence → |
| Total capital | 80,713,000 | USD | evidence → |
| Risk-weighted assets | 400,264,000 | USD | evidence → |