Call report 2016Q2
LAKE SHORE BANK — 2016Q2
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 480,276,000 | USD | evidence → |
| Total loans | 317,285,000 | USD | evidence → |
| Allowance for loan losses | 2,060,000 | USD | evidence → |
| Securities available for sale | 94,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 380,042,000 | USD | evidence → |
| Interest-bearing deposits | 324,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,496,000 | USD | evidence → |
| Equity capital | 72,329,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,743,000 | USD | evidence → |
| Interest expense | 1,224,000 | USD | evidence → |
| Net interest income | 7,519,000 | USD | evidence → |
| Noninterest income | 1,062,000 | USD | evidence → |
| Noninterest expense | 6,704,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 3,397,000 | USD | evidence → |
| Income tax | 719,000 | USD | evidence → |
| Net income | 2,678,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,242,000 | USD | evidence → |
| Total capital | 71,307,000 | USD | evidence → |
| Risk-weighted assets | 293,696,000 | USD | evidence → |