Call report 2016Q1
LAKE SHORE BANK — 2016Q1
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 474,688,000 | USD | evidence → |
| Total loans | 303,750,000 | USD | evidence → |
| Allowance for loan losses | 2,052,000 | USD | evidence → |
| Securities available for sale | 97,554,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 375,573,000 | USD | evidence → |
| Interest-bearing deposits | 325,714,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,859,000 | USD | evidence → |
| Equity capital | 71,385,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,379,000 | USD | evidence → |
| Interest expense | 620,000 | USD | evidence → |
| Net interest income | 3,759,000 | USD | evidence → |
| Noninterest income | 514,000 | USD | evidence → |
| Noninterest expense | 3,305,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 2,509,000 | USD | evidence → |
| Income tax | 525,000 | USD | evidence → |
| Net income | 1,984,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 68,652,000 | USD | evidence → |
| Total capital | 70,704,000 | USD | evidence → |
| Risk-weighted assets | 281,478,000 | USD | evidence → |