Call report 2016Q3
LAKE SHORE BANK — 2016Q3
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,946,000 | USD | evidence → |
| Total loans | 322,560,000 | USD | evidence → |
| Allowance for loan losses | 2,120,000 | USD | evidence → |
| Securities available for sale | 91,024,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 378,147,000 | USD | evidence → |
| Interest-bearing deposits | 322,422,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,725,000 | USD | evidence → |
| Equity capital | 72,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,155,000 | USD | evidence → |
| Interest expense | 1,822,000 | USD | evidence → |
| Net interest income | 11,333,000 | USD | evidence → |
| Noninterest income | 1,673,000 | USD | evidence → |
| Noninterest expense | 10,037,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | 4,402,000 | USD | evidence → |
| Income tax | 933,000 | USD | evidence → |
| Net income | 3,469,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,938,000 | USD | evidence → |
| Total capital | 72,060,000 | USD | evidence → |
| Risk-weighted assets | 300,793,000 | USD | evidence → |