Call report 2015Q4
LAKE SHORE BANK — 2015Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 473,798,000 | USD | evidence → |
| Total loans | 299,091,000 | USD | evidence → |
| Allowance for loan losses | 1,985,000 | USD | evidence → |
| Securities available for sale | 113,124,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 374,464,000 | USD | evidence → |
| Interest-bearing deposits | 325,899,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,565,000 | USD | evidence → |
| Equity capital | 69,584,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,655,000 | USD | evidence → |
| Interest expense | 2,890,000 | USD | evidence → |
| Net interest income | 14,765,000 | USD | evidence → |
| Noninterest income | 2,137,000 | USD | evidence → |
| Noninterest expense | 12,842,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 4,260,000 | USD | evidence → |
| Income tax | 808,000 | USD | evidence → |
| Net income | 3,452,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,652,000 | USD | evidence → |
| Total capital | 68,639,000 | USD | evidence → |
| Risk-weighted assets | 275,351,000 | USD | evidence → |