Call report 2014Q4
LAKE SHORE BANK — 2014Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 486,806,000 | USD | evidence → |
| Total loans | 286,776,000 | USD | evidence → |
| Allowance for loan losses | 1,921,000 | USD | evidence → |
| Securities available for sale | 138,000,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 392,806,000 | USD | evidence → |
| Interest-bearing deposits | 352,163,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,643,000 | USD | evidence → |
| Equity capital | 66,826,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,941,000 | USD | evidence → |
| Interest expense | 3,481,000 | USD | evidence → |
| Net interest income | 14,460,000 | USD | evidence → |
| Noninterest income | 1,931,000 | USD | evidence → |
| Noninterest expense | 12,480,000 | USD | evidence → |
| Provision for loan losses | 222,000 | USD | evidence → |
| Pretax income | 3,923,000 | USD | evidence → |
| Income tax | 668,000 | USD | evidence → |
| Net income | 3,255,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,310,000 | USD | evidence → |
| Total capital | 65,238,000 | USD | evidence → |
| Risk-weighted assets | 253,792,000 | USD | evidence → |