Call report 2014Q3
LAKE SHORE BANK — 2014Q3
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 486,101,000 | USD | evidence → |
| Total loans | 276,966,000 | USD | evidence → |
| Allowance for loan losses | 1,803,000 | USD | evidence → |
| Securities available for sale | 140,718,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 391,898,000 | USD | evidence → |
| Interest-bearing deposits | 350,002,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,896,000 | USD | evidence → |
| Equity capital | 66,824,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,504,000 | USD | evidence → |
| Interest expense | 2,606,000 | USD | evidence → |
| Net interest income | 10,898,000 | USD | evidence → |
| Noninterest income | 1,411,000 | USD | evidence → |
| Noninterest expense | 9,367,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 3,067,000 | USD | evidence → |
| Income tax | 585,000 | USD | evidence → |
| Net income | 2,482,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,915,000 | USD | evidence → |
| Total capital | 65,730,000 | USD | evidence → |
| Risk-weighted assets | 248,430,000 | USD | evidence → |