Call report 2015Q1
LAKE SHORE BANK — 2015Q1
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 482,446,000 | USD | evidence → |
| Total loans | 288,567,000 | USD | evidence → |
| Allowance for loan losses | 1,940,000 | USD | evidence → |
| Securities available for sale | 134,796,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,144,000 | USD | evidence → |
| Interest-bearing deposits | 346,256,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,888,000 | USD | evidence → |
| Equity capital | 67,993,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,416,000 | USD | evidence → |
| Interest expense | 818,000 | USD | evidence → |
| Net interest income | 3,598,000 | USD | evidence → |
| Noninterest income | 579,000 | USD | evidence → |
| Noninterest expense | 3,308,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 876,000 | USD | evidence → |
| Income tax | 268,000 | USD | evidence → |
| Net income | 608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,924,000 | USD | evidence → |
| Total capital | 65,873,000 | USD | evidence → |
| Risk-weighted assets | 260,261,000 | USD | evidence → |