Call report 2014Q2
LAKE SHORE BANK — 2014Q2
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 490,134,000 | USD | evidence → |
| Total loans | 278,340,000 | USD | evidence → |
| Allowance for loan losses | 1,773,000 | USD | evidence → |
| Securities available for sale | 144,170,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 396,631,000 | USD | evidence → |
| Interest-bearing deposits | 358,337,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,294,000 | USD | evidence → |
| Equity capital | 66,033,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,098,000 | USD | evidence → |
| Interest expense | 1,719,000 | USD | evidence → |
| Net interest income | 7,379,000 | USD | evidence → |
| Noninterest income | 921,000 | USD | evidence → |
| Noninterest expense | 6,250,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,210,000 | USD | evidence → |
| Income tax | 445,000 | USD | evidence → |
| Net income | 1,765,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,167,000 | USD | evidence → |
| Total capital | 64,965,000 | USD | evidence → |
| Risk-weighted assets | 251,640,000 | USD | evidence → |