Call report 2012Q3
LAKE SHORE BANK — 2012Q3
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 497,517,000 | USD | evidence → |
| Total loans | 266,574,000 | USD | evidence → |
| Allowance for loan losses | 1,499,000 | USD | evidence → |
| Securities available for sale | 168,264,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 394,966,000 | USD | evidence → |
| Interest-bearing deposits | 355,818,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,148,000 | USD | evidence → |
| Equity capital | 62,393,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,930,000 | USD | evidence → |
| Interest expense | 3,710,000 | USD | evidence → |
| Net interest income | 11,220,000 | USD | evidence → |
| Noninterest income | 1,482,000 | USD | evidence → |
| Noninterest expense | 8,614,000 | USD | evidence → |
| Provision for loan losses | 270,000 | USD | evidence → |
| Pretax income | 3,761,000 | USD | evidence → |
| Income tax | 875,000 | USD | evidence → |
| Net income | 2,886,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,413,000 | USD | evidence → |
| Total capital | 57,907,000 | USD | evidence → |
| Risk-weighted assets | 241,368,000 | USD | evidence → |