Call report 2012Q2
LAKE SHORE BANK — 2012Q2
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 490,379,000 | USD | evidence → |
| Total loans | 267,517,000 | USD | evidence → |
| Allowance for loan losses | 1,324,000 | USD | evidence → |
| Securities available for sale | 169,978,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 388,318,000 | USD | evidence → |
| Interest-bearing deposits | 354,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,853,000 | USD | evidence → |
| Equity capital | 60,604,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,111,000 | USD | evidence → |
| Interest expense | 2,530,000 | USD | evidence → |
| Net interest income | 7,581,000 | USD | evidence → |
| Noninterest income | 949,000 | USD | evidence → |
| Noninterest expense | 5,813,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | 2,610,000 | USD | evidence → |
| Income tax | 621,000 | USD | evidence → |
| Net income | 1,989,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,480,000 | USD | evidence → |
| Total capital | 56,799,000 | USD | evidence → |
| Risk-weighted assets | 239,640,000 | USD | evidence → |