Call report 2012Q4
LAKE SHORE BANK — 2012Q4
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 481,062,000 | USD | evidence → |
| Total loans | 274,742,000 | USD | evidence → |
| Allowance for loan losses | 1,806,000 | USD | evidence → |
| Securities available for sale | 158,816,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 382,597,000 | USD | evidence → |
| Interest-bearing deposits | 346,824,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,773,000 | USD | evidence → |
| Equity capital | 62,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,688,000 | USD | evidence → |
| Interest expense | 4,751,000 | USD | evidence → |
| Net interest income | 14,937,000 | USD | evidence → |
| Noninterest income | 1,973,000 | USD | evidence → |
| Noninterest expense | 11,310,000 | USD | evidence → |
| Provision for loan losses | 656,000 | USD | evidence → |
| Pretax income | 4,906,000 | USD | evidence → |
| Income tax | 1,121,000 | USD | evidence → |
| Net income | 3,785,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,343,000 | USD | evidence → |
| Total capital | 59,144,000 | USD | evidence → |
| Risk-weighted assets | 248,833,000 | USD | evidence → |