Call report 2012Q1
LAKE SHORE BANK — 2012Q1
The 22 measures LAKE SHORE BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,768,000 | USD | evidence → |
| Total loans | 271,709,000 | USD | evidence → |
| Allowance for loan losses | 1,325,000 | USD | evidence → |
| Securities available for sale | 167,314,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 390,516,000 | USD | evidence → |
| Interest-bearing deposits | 357,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,051,000 | USD | evidence → |
| Equity capital | 59,022,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,094,000 | USD | evidence → |
| Interest expense | 1,298,000 | USD | evidence → |
| Net interest income | 3,796,000 | USD | evidence → |
| Noninterest income | 476,000 | USD | evidence → |
| Noninterest expense | 2,931,000 | USD | evidence → |
| Provision for loan losses | -35,000 | USD | evidence → |
| Pretax income | 1,376,000 | USD | evidence → |
| Income tax | 335,000 | USD | evidence → |
| Net income | 1,041,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,497,000 | USD | evidence → |
| Total capital | 55,817,000 | USD | evidence → |
| Risk-weighted assets | 241,176,000 | USD | evidence → |