Call report 2025Q3
HERITAGE BANK & TRUST — 2025Q3
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 401,532,000 | USD | evidence → |
| Total loans | 320,831,000 | USD | evidence → |
| Allowance for loan losses | 5,685,000 | USD | evidence → |
| Securities available for sale | 40,729,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 360,180,000 | USD | evidence → |
| Interest-bearing deposits | 300,360,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,820,000 | USD | evidence → |
| Equity capital | 30,442,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,921,000 | USD | evidence → |
| Interest expense | 5,997,000 | USD | evidence → |
| Net interest income | 10,924,000 | USD | evidence → |
| Noninterest income | 2,037,000 | USD | evidence → |
| Noninterest expense | 9,320,000 | USD | evidence → |
| Provision for loan losses | 475,000 | USD | evidence → |
| Pretax income | 3,164,000 | USD | evidence → |
| Income tax | 831,000 | USD | evidence → |
| Net income | 2,333,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,997,000 | USD | evidence → |
| Total capital | 37,074,000 | USD | evidence → |
| Risk-weighted assets | 324,543,000 | USD | evidence → |