Call report 2025Q2
HERITAGE BANK & TRUST — 2025Q2
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 390,795,000 | USD | evidence → |
| Total loans | 307,478,000 | USD | evidence → |
| Allowance for loan losses | 5,487,000 | USD | evidence → |
| Securities available for sale | 41,321,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 356,147,000 | USD | evidence → |
| Interest-bearing deposits | 297,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,851,000 | USD | evidence → |
| Equity capital | 28,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,968,000 | USD | evidence → |
| Interest expense | 3,909,000 | USD | evidence → |
| Net interest income | 7,059,000 | USD | evidence → |
| Noninterest income | 1,051,000 | USD | evidence → |
| Noninterest expense | 6,097,000 | USD | evidence → |
| Provision for loan losses | 260,000 | USD | evidence → |
| Pretax income | 1,753,000 | USD | evidence → |
| Income tax | 459,000 | USD | evidence → |
| Net income | 1,294,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,929,000 | USD | evidence → |
| Total capital | 35,859,000 | USD | evidence → |
| Risk-weighted assets | 312,790,000 | USD | evidence → |