Call report 2025Q4
HERITAGE BANK & TRUST — 2025Q4
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 406,202,000 | USD | evidence → |
| Total loans | 345,201,000 | USD | evidence → |
| Allowance for loan losses | 5,842,000 | USD | evidence → |
| Securities available for sale | 39,642,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,909,000 | USD | evidence → |
| Interest-bearing deposits | 309,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,941,000 | USD | evidence → |
| Equity capital | 31,741,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,001,000 | USD | evidence → |
| Interest expense | 8,152,000 | USD | evidence → |
| Net interest income | 14,849,000 | USD | evidence → |
| Noninterest income | 2,700,000 | USD | evidence → |
| Noninterest expense | 12,426,000 | USD | evidence → |
| Provision for loan losses | 650,000 | USD | evidence → |
| Pretax income | 4,470,000 | USD | evidence → |
| Income tax | 1,027,000 | USD | evidence → |
| Net income | 3,443,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,134,000 | USD | evidence → |
| Total capital | 38,441,000 | USD | evidence → |
| Risk-weighted assets | 342,997,000 | USD | evidence → |