Call report 2025Q1
HERITAGE BANK & TRUST — 2025Q1
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 402,948,000 | USD | evidence → |
| Total loans | 304,545,000 | USD | evidence → |
| Allowance for loan losses | 5,614,000 | USD | evidence → |
| Securities available for sale | 40,453,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 369,280,000 | USD | evidence → |
| Interest-bearing deposits | 313,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,972,000 | USD | evidence → |
| Equity capital | 28,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,340,000 | USD | evidence → |
| Interest expense | 1,941,000 | USD | evidence → |
| Net interest income | 3,399,000 | USD | evidence → |
| Noninterest income | 559,000 | USD | evidence → |
| Noninterest expense | 2,980,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 838,000 | USD | evidence → |
| Income tax | 219,000 | USD | evidence → |
| Net income | 619,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,735,000 | USD | evidence → |
| Total capital | 35,617,000 | USD | evidence → |
| Risk-weighted assets | 308,814,000 | USD | evidence → |