Call report 2024Q4
HERITAGE BANK & TRUST — 2024Q4
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 386,571,000 | USD | evidence → |
| Total loans | 301,523,000 | USD | evidence → |
| Allowance for loan losses | 5,783,000 | USD | evidence → |
| Securities available for sale | 39,015,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 354,026,000 | USD | evidence → |
| Interest-bearing deposits | 298,467,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,559,000 | USD | evidence → |
| Equity capital | 27,482,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,687,000 | USD | evidence → |
| Interest expense | 7,857,000 | USD | evidence → |
| Net interest income | 12,830,000 | USD | evidence → |
| Noninterest income | 2,620,000 | USD | evidence → |
| Noninterest expense | 11,392,000 | USD | evidence → |
| Provision for loan losses | 435,000 | USD | evidence → |
| Pretax income | 3,619,000 | USD | evidence → |
| Income tax | 714,000 | USD | evidence → |
| Net income | 2,905,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,099,000 | USD | evidence → |
| Total capital | 34,848,000 | USD | evidence → |
| Risk-weighted assets | 297,849,000 | USD | evidence → |