Call report 2008Q3
HERITAGE BANK & TRUST — 2008Q3
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 120,441,000 | USD | evidence → |
| Total loans | 96,513,000 | USD | evidence → |
| Allowance for loan losses | 1,683,000 | USD | evidence → |
| Securities available for sale | 11,230,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,245,000 | USD | evidence → |
| Interest-bearing deposits | 98,316,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,929,000 | USD | evidence → |
| Equity capital | 10,394,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,913,000 | USD | evidence → |
| Interest expense | 2,602,000 | USD | evidence → |
| Net interest income | 2,311,000 | USD | evidence → |
| Noninterest income | 507,000 | USD | evidence → |
| Noninterest expense | 3,077,000 | USD | evidence → |
| Provision for loan losses | 1,100,000 | USD | evidence → |
| Pretax income | -1,219,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,219,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,166,000 | USD | evidence → |
| Total capital | 11,500,000 | USD | evidence → |
| Risk-weighted assets | 106,429,000 | USD | evidence → |