Call report 2008Q2
HERITAGE BANK & TRUST — 2008Q2
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,803,000 | USD | evidence → |
| Total loans | 91,751,000 | USD | evidence → |
| Allowance for loan losses | 1,774,000 | USD | evidence → |
| Securities available for sale | 8,432,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 96,545,000 | USD | evidence → |
| Interest-bearing deposits | 88,533,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,012,000 | USD | evidence → |
| Equity capital | 9,794,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,234,000 | USD | evidence → |
| Interest expense | 1,768,000 | USD | evidence → |
| Net interest income | 1,466,000 | USD | evidence → |
| Noninterest income | 332,000 | USD | evidence → |
| Noninterest expense | 2,156,000 | USD | evidence → |
| Provision for loan losses | 1,030,000 | USD | evidence → |
| Pretax income | -1,248,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,248,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,740,000 | USD | evidence → |
| Total capital | 10,996,000 | USD | evidence → |
| Risk-weighted assets | 99,980,000 | USD | evidence → |