Call report 2008Q4
HERITAGE BANK & TRUST — 2008Q4
The 22 measures HERITAGE BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,393,000 | USD | evidence → |
| Total loans | 101,972,000 | USD | evidence → |
| Allowance for loan losses | 1,958,000 | USD | evidence → |
| Securities available for sale | 13,056,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,926,000 | USD | evidence → |
| Interest-bearing deposits | 101,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,151,000 | USD | evidence → |
| Equity capital | 10,616,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,587,000 | USD | evidence → |
| Interest expense | 3,422,000 | USD | evidence → |
| Net interest income | 3,165,000 | USD | evidence → |
| Noninterest income | 649,000 | USD | evidence → |
| Noninterest expense | 3,958,000 | USD | evidence → |
| Provision for loan losses | 1,380,000 | USD | evidence → |
| Pretax income | -1,384,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,384,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,249,000 | USD | evidence → |
| Total capital | 11,660,000 | USD | evidence → |
| Risk-weighted assets | 112,345,000 | USD | evidence → |