Call report 2022Q3
MERCHANTS BANK — 2022Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2022Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,301,000 | USD | evidence → |
| Total loans | 148,979,000 | USD | evidence → |
| Allowance for loan losses | 1,463,000 | USD | evidence → |
| Securities available for sale | 76,862,000 | USD | evidence → |
| Securities held to maturity | 1,251,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 205,040,000 | USD | evidence → |
| Interest-bearing deposits | 158,681,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,359,000 | USD | evidence → |
| Equity capital | 15,203,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,670,000 | USD | evidence → |
| Interest expense | 680,000 | USD | evidence → |
| Net interest income | 4,990,000 | USD | evidence → |
| Noninterest income | 154,000 | USD | evidence → |
| Noninterest expense | 3,053,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,820,000 | USD | evidence → |
| Income tax | 491,000 | USD | evidence → |
| Net income | 1,329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,489,000 | USD | evidence → |
| Total capital | 20,952,000 | USD | evidence → |
| Risk-weighted assets | 194,815,000 | USD | evidence → |