Call report 2022Q4
MERCHANTS BANK — 2022Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 238,973,000 | USD | evidence → |
| Total loans | 155,674,000 | USD | evidence → |
| Allowance for loan losses | 1,613,000 | USD | evidence → |
| Securities available for sale | 70,831,000 | USD | evidence → |
| Securities held to maturity | 1,248,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,075,000 | USD | evidence → |
| Interest-bearing deposits | 162,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,276,000 | USD | evidence → |
| Equity capital | 16,383,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,194,000 | USD | evidence → |
| Interest expense | 973,000 | USD | evidence → |
| Net interest income | 7,221,000 | USD | evidence → |
| Noninterest income | 251,000 | USD | evidence → |
| Noninterest expense | 4,283,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 2,491,000 | USD | evidence → |
| Income tax | 578,000 | USD | evidence → |
| Net income | 1,913,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,873,000 | USD | evidence → |
| Total capital | 21,486,000 | USD | evidence → |
| Risk-weighted assets | 198,965,000 | USD | evidence → |