Call report 2022Q2
MERCHANTS BANK — 2022Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,856,000 | USD | evidence → |
| Total loans | 135,149,000 | USD | evidence → |
| Allowance for loan losses | 1,313,000 | USD | evidence → |
| Securities available for sale | 79,111,000 | USD | evidence → |
| Securities held to maturity | 1,500,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 216,748,000 | USD | evidence → |
| Interest-bearing deposits | 169,816,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,932,000 | USD | evidence → |
| Equity capital | 15,874,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,548,000 | USD | evidence → |
| Interest expense | 436,000 | USD | evidence → |
| Net interest income | 3,112,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 2,035,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,065,000 | USD | evidence → |
| Income tax | 278,000 | USD | evidence → |
| Net income | 787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,899,000 | USD | evidence → |
| Total capital | 20,212,000 | USD | evidence → |
| Risk-weighted assets | 182,585,000 | USD | evidence → |