Call report 2021Q3
MERCHANTS BANK — 2021Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2021Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 207,715,000 | USD | evidence → |
| Total loans | 129,984,000 | USD | evidence → |
| Allowance for loan losses | 1,482,000 | USD | evidence → |
| Securities available for sale | 63,876,000 | USD | evidence → |
| Securities held to maturity | 2,260,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 186,569,000 | USD | evidence → |
| Interest-bearing deposits | 147,705,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,864,000 | USD | evidence → |
| Equity capital | 18,869,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,886,000 | USD | evidence → |
| Interest expense | 685,000 | USD | evidence → |
| Net interest income | 5,201,000 | USD | evidence → |
| Noninterest income | 158,000 | USD | evidence → |
| Noninterest expense | 2,637,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 2,563,000 | USD | evidence → |
| Income tax | 654,000 | USD | evidence → |
| Net income | 1,909,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,005,000 | USD | evidence → |
| Total capital | 19,487,000 | USD | evidence → |
| Risk-weighted assets | 163,757,000 | USD | evidence → |