Call report 2021Q2
MERCHANTS BANK — 2021Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2021Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 209,237,000 | USD | evidence → |
| Total loans | 128,867,000 | USD | evidence → |
| Allowance for loan losses | 1,381,000 | USD | evidence → |
| Securities available for sale | 61,087,000 | USD | evidence → |
| Securities held to maturity | 2,263,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,341,000 | USD | evidence → |
| Interest-bearing deposits | 149,972,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,369,000 | USD | evidence → |
| Equity capital | 18,630,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,187,000 | USD | evidence → |
| Interest expense | 463,000 | USD | evidence → |
| Net interest income | 3,724,000 | USD | evidence → |
| Noninterest income | 96,000 | USD | evidence → |
| Noninterest expense | 1,768,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,992,000 | USD | evidence → |
| Income tax | 496,000 | USD | evidence → |
| Net income | 1,496,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,657,000 | USD | evidence → |
| Total capital | 19,038,000 | USD | evidence → |
| Risk-weighted assets | 159,339,000 | USD | evidence → |