Call report 2021Q4
MERCHANTS BANK — 2021Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 220,018,000 | USD | evidence → |
| Total loans | 129,443,000 | USD | evidence → |
| Allowance for loan losses | 1,471,000 | USD | evidence → |
| Securities available for sale | 62,968,000 | USD | evidence → |
| Securities held to maturity | 2,256,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 198,358,000 | USD | evidence → |
| Interest-bearing deposits | 157,702,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,656,000 | USD | evidence → |
| Equity capital | 18,932,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,591,000 | USD | evidence → |
| Interest expense | 900,000 | USD | evidence → |
| Net interest income | 6,691,000 | USD | evidence → |
| Noninterest income | 875,000 | USD | evidence → |
| Noninterest expense | 3,834,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 3,540,000 | USD | evidence → |
| Income tax | 856,000 | USD | evidence → |
| Net income | 2,684,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,464,000 | USD | evidence → |
| Total capital | 19,935,000 | USD | evidence → |
| Risk-weighted assets | 167,843,000 | USD | evidence → |