Call report 2021Q1
MERCHANTS BANK — 2021Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 211,354,000 | USD | evidence → |
| Total loans | 129,879,000 | USD | evidence → |
| Allowance for loan losses | 1,381,000 | USD | evidence → |
| Securities available for sale | 61,778,000 | USD | evidence → |
| Securities held to maturity | 2,412,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,860,000 | USD | evidence → |
| Interest-bearing deposits | 149,971,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,889,000 | USD | evidence → |
| Equity capital | 18,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,224,000 | USD | evidence → |
| Interest expense | 235,000 | USD | evidence → |
| Net interest income | 1,989,000 | USD | evidence → |
| Noninterest income | 48,000 | USD | evidence → |
| Noninterest expense | 868,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,112,000 | USD | evidence → |
| Income tax | 293,000 | USD | evidence → |
| Net income | 819,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,045,000 | USD | evidence → |
| Total capital | 18,426,000 | USD | evidence → |
| Risk-weighted assets | 163,278,000 | USD | evidence → |