Call report 2012Q3
MERCHANTS BANK — 2012Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,595,000 | USD | evidence → |
| Total loans | 46,892,000 | USD | evidence → |
| Allowance for loan losses | 438,000 | USD | evidence → |
| Securities available for sale | 17,270,000 | USD | evidence → |
| Securities held to maturity | 12,271,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,921,000 | USD | evidence → |
| Interest-bearing deposits | 53,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,918,000 | USD | evidence → |
| Equity capital | 7,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,546,000 | USD | evidence → |
| Interest expense | 239,000 | USD | evidence → |
| Net interest income | 2,307,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 1,304,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 1,148,000 | USD | evidence → |
| Income tax | 412,000 | USD | evidence → |
| Net income | 736,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,737,000 | USD | evidence → |
| Total capital | 7,175,000 | USD | evidence → |
| Risk-weighted assets | 62,143,000 | USD | evidence → |