Call report 2012Q4
MERCHANTS BANK — 2012Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,384,000 | USD | evidence → |
| Total loans | 48,818,000 | USD | evidence → |
| Allowance for loan losses | 439,000 | USD | evidence → |
| Securities available for sale | 14,895,000 | USD | evidence → |
| Securities held to maturity | 12,921,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,473,000 | USD | evidence → |
| Interest-bearing deposits | 58,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,827,000 | USD | evidence → |
| Equity capital | 7,878,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,414,000 | USD | evidence → |
| Interest expense | 308,000 | USD | evidence → |
| Net interest income | 3,106,000 | USD | evidence → |
| Noninterest income | 158,000 | USD | evidence → |
| Noninterest expense | 1,972,000 | USD | evidence → |
| Provision for loan losses | 31,000 | USD | evidence → |
| Pretax income | 1,300,000 | USD | evidence → |
| Income tax | 401,000 | USD | evidence → |
| Net income | 899,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,909,000 | USD | evidence → |
| Total capital | 7,348,000 | USD | evidence → |
| Risk-weighted assets | 64,250,000 | USD | evidence → |