Call report 2012Q2
MERCHANTS BANK — 2012Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,985,000 | USD | evidence → |
| Total loans | 46,520,000 | USD | evidence → |
| Allowance for loan losses | 438,000 | USD | evidence → |
| Securities available for sale | 18,602,000 | USD | evidence → |
| Securities held to maturity | 11,418,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,789,000 | USD | evidence → |
| Interest-bearing deposits | 54,619,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,170,000 | USD | evidence → |
| Equity capital | 7,427,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,664,000 | USD | evidence → |
| Interest expense | 166,000 | USD | evidence → |
| Net interest income | 1,498,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 880,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 692,000 | USD | evidence → |
| Income tax | 243,000 | USD | evidence → |
| Net income | 449,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,441,000 | USD | evidence → |
| Total capital | 6,879,000 | USD | evidence → |
| Risk-weighted assets | 60,390,000 | USD | evidence → |