Call report 2007Q4
MERCHANTS BANK — 2007Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 36,505,000 | USD | evidence → |
| Total loans | 15,719,000 | USD | evidence → |
| Allowance for loan losses | 413,000 | USD | evidence → |
| Securities available for sale | 11,058,000 | USD | evidence → |
| Securities held to maturity | 6,389,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,553,000 | USD | evidence → |
| Interest-bearing deposits | 24,616,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,937,000 | USD | evidence → |
| Equity capital | 3,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,973,000 | USD | evidence → |
| Interest expense | 562,000 | USD | evidence → |
| Net interest income | 1,411,000 | USD | evidence → |
| Noninterest income | 58,000 | USD | evidence → |
| Noninterest expense | 1,094,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 329,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 294,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,600,000 | USD | evidence → |
| Total capital | 3,846,000 | USD | evidence → |
| Risk-weighted assets | 19,637,000 | USD | evidence → |