Call report 2007Q3
MERCHANTS BANK — 2007Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 35,119,000 | USD | evidence → |
| Total loans | 14,709,000 | USD | evidence → |
| Allowance for loan losses | 367,000 | USD | evidence → |
| Securities available for sale | 11,000,000 | USD | evidence → |
| Securities held to maturity | 6,614,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,200,000 | USD | evidence → |
| Interest-bearing deposits | 24,780,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,420,000 | USD | evidence → |
| Equity capital | 3,617,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,466,000 | USD | evidence → |
| Interest expense | 420,000 | USD | evidence → |
| Net interest income | 1,046,000 | USD | evidence → |
| Noninterest income | 44,000 | USD | evidence → |
| Noninterest expense | 812,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 278,000 | USD | evidence → |
| Income tax | 36,000 | USD | evidence → |
| Net income | 242,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,640,000 | USD | evidence → |
| Total capital | 3,877,000 | USD | evidence → |
| Risk-weighted assets | 18,805,000 | USD | evidence → |