Call report 2008Q1
MERCHANTS BANK — 2008Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,668,000 | USD | evidence → |
| Total loans | 15,835,000 | USD | evidence → |
| Allowance for loan losses | 413,000 | USD | evidence → |
| Securities available for sale | 16,669,000 | USD | evidence → |
| Securities held to maturity | 5,775,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,494,000 | USD | evidence → |
| Interest-bearing deposits | 27,418,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,076,000 | USD | evidence → |
| Equity capital | 3,781,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 509,000 | USD | evidence → |
| Interest expense | 141,000 | USD | evidence → |
| Net interest income | 368,000 | USD | evidence → |
| Noninterest income | 23,000 | USD | evidence → |
| Noninterest expense | 272,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 119,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 96,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,645,000 | USD | evidence → |
| Total capital | 3,954,000 | USD | evidence → |
| Risk-weighted assets | 24,642,000 | USD | evidence → |