Call report 2004Q4
MERCHANTS BANK — 2004Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,783,000 | USD | evidence → |
| Total loans | 10,424,000 | USD | evidence → |
| Allowance for loan losses | 367,000 | USD | evidence → |
| Securities available for sale | 19,589,000 | USD | evidence → |
| Securities held to maturity | 6,790,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,670,000 | USD | evidence → |
| Interest-bearing deposits | 28,057,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,613,000 | USD | evidence → |
| Equity capital | 3,705,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,870,000 | USD | evidence → |
| Interest expense | 221,000 | USD | evidence → |
| Net interest income | 1,649,000 | USD | evidence → |
| Noninterest income | 142,000 | USD | evidence → |
| Noninterest expense | 1,151,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 591,000 | USD | evidence → |
| Income tax | 127,000 | USD | evidence → |
| Net income | 464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,547,000 | USD | evidence → |
| Total capital | 3,805,000 | USD | evidence → |
| Risk-weighted assets | 20,543,000 | USD | evidence → |