Call report 2005Q1
MERCHANTS BANK — 2005Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,535,000 | USD | evidence → |
| Total loans | 9,531,000 | USD | evidence → |
| Allowance for loan losses | 382,000 | USD | evidence → |
| Securities available for sale | 20,773,000 | USD | evidence → |
| Securities held to maturity | 7,386,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,649,000 | USD | evidence → |
| Interest-bearing deposits | 28,488,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,161,000 | USD | evidence → |
| Equity capital | 3,570,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 449,000 | USD | evidence → |
| Interest expense | 54,000 | USD | evidence → |
| Net interest income | 395,000 | USD | evidence → |
| Noninterest income | 28,000 | USD | evidence → |
| Noninterest expense | 253,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 170,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 128,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,575,000 | USD | evidence → |
| Total capital | 3,820,000 | USD | evidence → |
| Risk-weighted assets | 19,464,000 | USD | evidence → |