Call report 2004Q3
MERCHANTS BANK — 2004Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,230,000 | USD | evidence → |
| Total loans | 10,508,000 | USD | evidence → |
| Allowance for loan losses | 368,000 | USD | evidence → |
| Securities available for sale | 18,211,000 | USD | evidence → |
| Securities held to maturity | 6,795,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,155,000 | USD | evidence → |
| Interest-bearing deposits | 27,523,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,632,000 | USD | evidence → |
| Equity capital | 3,803,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,404,000 | USD | evidence → |
| Interest expense | 168,000 | USD | evidence → |
| Net interest income | 1,236,000 | USD | evidence → |
| Noninterest income | 109,000 | USD | evidence → |
| Noninterest expense | 833,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 461,000 | USD | evidence → |
| Income tax | 103,000 | USD | evidence → |
| Net income | 358,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,542,000 | USD | evidence → |
| Total capital | 3,799,000 | USD | evidence → |
| Risk-weighted assets | 20,446,000 | USD | evidence → |