Call report 2004Q2
MERCHANTS BANK — 2004Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,786,000 | USD | evidence → |
| Total loans | 9,928,000 | USD | evidence → |
| Allowance for loan losses | 367,000 | USD | evidence → |
| Securities available for sale | 19,714,000 | USD | evidence → |
| Securities held to maturity | 6,903,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 33,899,000 | USD | evidence → |
| Interest-bearing deposits | 27,789,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,110,000 | USD | evidence → |
| Equity capital | 3,725,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 939,000 | USD | evidence → |
| Interest expense | 113,000 | USD | evidence → |
| Net interest income | 826,000 | USD | evidence → |
| Noninterest income | 72,000 | USD | evidence → |
| Noninterest expense | 554,000 | USD | evidence → |
| Provision for loan losses | 25,000 | USD | evidence → |
| Pretax income | 319,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,530,000 | USD | evidence → |
| Total capital | 3,793,000 | USD | evidence → |
| Risk-weighted assets | 20,931,000 | USD | evidence → |