Call report 2004Q1
MERCHANTS BANK — 2004Q1
The 22 measures MERCHANTS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,343,000 | USD | evidence → |
| Total loans | 8,713,000 | USD | evidence → |
| Allowance for loan losses | 367,000 | USD | evidence → |
| Securities available for sale | 22,374,000 | USD | evidence → |
| Securities held to maturity | 6,968,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,776,000 | USD | evidence → |
| Interest-bearing deposits | 29,712,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,064,000 | USD | evidence → |
| Equity capital | 4,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 473,000 | USD | evidence → |
| Interest expense | 60,000 | USD | evidence → |
| Net interest income | 413,000 | USD | evidence → |
| Noninterest income | 37,000 | USD | evidence → |
| Noninterest expense | 270,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 180,000 | USD | evidence → |
| Income tax | 43,000 | USD | evidence → |
| Net income | 137,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,521,000 | USD | evidence → |
| Total capital | 3,786,000 | USD | evidence → |
| Risk-weighted assets | 21,095,000 | USD | evidence → |