Call report 2003Q4
MERCHANTS BANK — 2003Q4
The 22 measures MERCHANTS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,466,000 | USD | evidence → |
| Total loans | 9,853,000 | USD | evidence → |
| Allowance for loan losses | 366,000 | USD | evidence → |
| Securities available for sale | 20,377,000 | USD | evidence → |
| Securities held to maturity | 7,508,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,958,000 | USD | evidence → |
| Interest-bearing deposits | 29,450,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,508,000 | USD | evidence → |
| Equity capital | 3,958,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,051,000 | USD | evidence → |
| Interest expense | 394,000 | USD | evidence → |
| Net interest income | 1,657,000 | USD | evidence → |
| Noninterest income | 106,000 | USD | evidence → |
| Noninterest expense | 1,188,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 576,000 | USD | evidence → |
| Income tax | 102,000 | USD | evidence → |
| Net income | 474,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,483,000 | USD | evidence → |
| Total capital | 3,763,000 | USD | evidence → |
| Risk-weighted assets | 22,317,000 | USD | evidence → |