Call report 2003Q3
MERCHANTS BANK — 2003Q3
The 22 measures MERCHANTS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,325,000 | USD | evidence → |
| Total loans | 10,102,000 | USD | evidence → |
| Allowance for loan losses | 365,000 | USD | evidence → |
| Securities available for sale | 22,000,000 | USD | evidence → |
| Securities held to maturity | 7,621,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 36,470,000 | USD | evidence → |
| Interest-bearing deposits | 29,571,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,899,000 | USD | evidence → |
| Equity capital | 5,240,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,544,000 | USD | evidence → |
| Interest expense | 319,000 | USD | evidence → |
| Net interest income | 1,225,000 | USD | evidence → |
| Noninterest income | 83,000 | USD | evidence → |
| Noninterest expense | 861,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 448,000 | USD | evidence → |
| Income tax | 93,000 | USD | evidence → |
| Net income | 355,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,714,000 | USD | evidence → |
| Total capital | 4,994,000 | USD | evidence → |
| Risk-weighted assets | 22,297,000 | USD | evidence → |