Call report 2003Q2
MERCHANTS BANK — 2003Q2
The 22 measures MERCHANTS BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,337,000 | USD | evidence → |
| Total loans | 10,139,000 | USD | evidence → |
| Allowance for loan losses | 364,000 | USD | evidence → |
| Securities available for sale | 22,085,000 | USD | evidence → |
| Securities held to maturity | 8,143,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,590,000 | USD | evidence → |
| Interest-bearing deposits | 29,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,926,000 | USD | evidence → |
| Equity capital | 5,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,025,000 | USD | evidence → |
| Interest expense | 227,000 | USD | evidence → |
| Net interest income | 798,000 | USD | evidence → |
| Noninterest income | 49,000 | USD | evidence → |
| Noninterest expense | 581,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 266,000 | USD | evidence → |
| Income tax | 46,000 | USD | evidence → |
| Net income | 220,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,680,000 | USD | evidence → |
| Total capital | 4,954,000 | USD | evidence → |
| Risk-weighted assets | 21,841,000 | USD | evidence → |